You need auto insurance to have a car. Not all companies have the same options, they are very different. By brushing up on the subject of car insurance, you will be better equipped to get the best deal on the coverage you need. You should talk to your insurance agent when you buy costly accessories for your car to ensure that the policy is adequately covering the total value of the vehicle. You may spend about a grand on some new rims for your car, but if an appraiser values them much lower the difference between the amounts will be …