Finding affordable auto insurances is simply a matter of sticking to the insurance company’s rules and following these tips. The range of criteria that insurance companies use to determine your rates is extensive. If you are thinking of adding a teenager to your auto insurance, find out how much it would cost to put them on your policy, versus the amount it would cost to get them a separate policy. In some cases, it can be less costly to have them on their own policy. Most states require all drivers to have liability insurance. You need to know what is …